Care Home Insurance
What can affect our Care Home clients ?
Care home ownership and management has become evermore complex
and the proper level of comprehensive insurance cover is crucial. The
following headings just serve to illustrate the areas where a problem could
occur:-
- Liability with regard to care home Employees, Residents and the
Public, including malpractice and/or accusation of abuse
- Any number of natural or technical emergencies or crises
- Loss of care home licence following regulatory inspections
- Business interruption following a building or contents claim
- Getting a claim settled promptly and efficiently
- Health and Safety issues
- Employment and Human Resource legislation
- Any legal problem arising from statutory and licence issues
What Crawford Davis can offer:-
Our Towergate Patrick Care Home Insurance Product offers a level of insurance cover which exceeds C.Q.C. requirements
and includes the following as standard:-
- £10,000,000 Employers liability limit and £5,000,000 Public Liability including Malpractice ( not limited to
maladministration of drugs or medicine in care homes)
- “All risks” cover for care home buildings and business contents and residents belongings away from home including day trips and holidays abroad.
- Free identity theft cover
- Loss of care home licence cover
- Business interruption cover
- A dedicated experienced in house underwriting and claims handling team, ensuring underwriting and claims
can be dealt with promptly and effectively for your care home
- A comprehensive Health and Safety guide for your care home via free access to an award winning website providing you comprehensive risk management tools, guidance and support
- Free access to an online Human resources package
- Free Legal advice for your care home on statutory and licence issues
Crawford Davis operate a dedicated insurance service to our care home customers from an experienced team of account
executives. We offer mid term and renewal review meetings to ensure you remain fully protected.
This is just a summary of the main policy features.
Contact us on 01903 215216 or email carehomes@crawford-davis.co.uk
for further information or an appointment |